iPAY (www.iPay.com.np), a service of Muncha.com, is an online payment gateway and works as an intermediary between the merchant and the shopper for purchase of merchandise online.
The process is such that the customer first opens an iPAY account which he prefills with funds (currently from web only). He can then use these funds to pay to the merchants signed up by iPAY for payment of products procured.We have also maintained the second level of security (Transaction Password) while paying the bills through iPay.
In order to complete your payment you have to create the Transaction Password.